But basically having a fixed annual interest $J$ that is applied at the end of every month with a value of $\frac{J}{12}$ and a debt $B$ how can I calculate the minimum value $P$ to be payed monthly so to get the debt over in 12 months
@0celo7 No. But it's just a boring problem. If I had to solve it for some practical purpose, I'd do it, but I'm not spending brain cells on that for fun