Again, I didn't say that someone "talented" (quotation marks here because I shall expand on this to reply to ACM above) can go through it without effort. Commitment is fundamental in any case.
Regarding the second part, I think that Physics can be even terribly complicated at times and the GR example doesn't work well, because in an undergraduate course you'll only learn the basics of the basics of GR (not that graduate courses cover that much)