Time value of money goes beyond the fact that money can be accumulated or lost via interests
Money, like time, impose an ordering on its targets.
While time imposes an ordering on events, money (and more generally, price) impose a priority on how resources are distributed
This is because of the reality that (as far we know) resources are finite
If anyone can even found one example of physical infinity that is usable, it will be groundbreaking because time and money will no longer be needed