@Edward Furthermore, if you really were writing commercial anti-virus before I was born (which means pre 1990's) you were protecting against threats that were not even a reasonable threat to todays world - even the most basic script-kiddie is writing malware more dangerous than some of the more sophisticated attack vectors of the 1980's.
The A/V software we use monitors your filesystem for changes, if it detects, for example, that more than 3 files are changed to an "unreadable" (see: encrypted) format, then it shuts your network down kills that process and shows a big red alert.
So don't tell me what I do or don't know, I work in a field where users regularly infect our systems with malware, and I promise that if any server here were to not have anti-virus on it my entire company would be borked. Even the "most-secured" ones, which only do outbound network communications (and one of which was still infected recently).