@divibisan - it is also the only answer that tries to explain a large scale phenomena with
literally one person's anecdotal experience without any attempt at proving any of this is applicable in general case to American audience. Luckily for the poster, it is a politically "correct" answer in both meanings of the term, so people upvote because they like it rather than its objective quality. As a reminder, a non-college-kid is far more likely to meet people struggling to live on $40 a week than a college one, statistically speaking. —
user4012 4 hours ago