Anyway, I suggest you get a look at
lydia-app.com/en It's a French company, that acts as an intermediary to a bank, so they do not technically qualify as a bank so you cannot hold that much money in you account. They offer plastic Visa cards for a one-time fee of 5€ (plus shipping), and they charge the base Visa rates without adding their margin over it. They also offer electronic Visa cards for free.