I don't see why charopping is "instead" something or something is "instead" charopping. THey don't really contradict. Moreover, if you minmax combat stats, you have free XP for fun stats. If you can't into stories and RP, you will not get that skill just by being disallowed to minmax. It just seems a bit unfair that some options are weaker than others without any clear reason, and this particular gap is easily adjusted by changing freebie costs. There is no problem if Attrubutes start to cost 4 points instead of 5, Disciplines -- 5 instead of 7, and Humanity/Path costs 1 point instead of 2.