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12:19 AM
@Flimzy Yes. For instance, a person who is not so devout in his faith may have little problems with marrying a completely nonreligious person. Both persons, in this case, are nonreligious, but the latter goes a bit more and self-identifies as one.
 
 
7 hours later…
7:39 AM
@El'endiaStarman Is this really too broad:
0
Q: Anglicanism vs Catholicism

Jon DinhamI know the differences are about faith alone (anglicanism) or faith + good works (catholicism) bible only (anglicanism) or bible + papal teachings (catholicism) the pope is just a bishop (anglicanism) or the pope is the head bishop (catholicism) no purgatory (anglicanism) or purgatory exists (c...

This is not too broad and was answered succinctly and it is the same format:
8
Q: What are the main differences between 7th Day Adventists and Catholic/ Protestant churches? Are there any similar denominations?

JometWhat are the main differences between 7th Day Adventists and Catholic/Protestant churches?

 
 
4 hours later…
11:16 AM
> It's pretty terrific that Kentucky taxpayers, including LGBT, atheist, and/or non-Christian taxpayers, get to see their tax dollars being used to support rank bigotry disguised as entertainment. Neat.
Melissa McEwan, Shakesville
 
Whether a business venture is eligible for tax-payer money has little to do with the ideology it may or may not convey, and everything to do with the perceived benefit on the local economy.
If such a theme park (which would literally sicken me to the stomach, BTW) will bring business to the area, then even the Atheist-owned, LGBT-owned, Buddhist-owned, etc, businesses in the area will benefit financially.
Churches (and other religious organizations) get tax breaks because they are perceived (at least in theory) to provide valuable services to society as a whole, even though they (obviously) promote ideologies which don't correspond to the whole of society.
 
 
2 hours later…
1:29 PM
@fredsbend Huh. I might have leaned towards closing that one as too broad, but you did give a thorough and comprehensive answer. I think my main issue with the Anglicanism one is this line: "any other points?". Actually, now that I think about it, it could also be closed as primarily opinion-based. If that question is edited into better shape, I would be fine with reopening it.
 
2:13 PM
@El'endiaStarman @Flimzy I find the question very useful. :)
 
@El'endiaStarman IMHO, asking "What are the primary differences between denomination X and Y?" (as the SDA question does) is a reasonable overview question. However asking for an exhaustive list of differences, as the Anglican/Catholicism question essentially does, is "too broad".
 
 
1 hour later…
3:35 PM
@Flimzy Some churches do provide valuable services to society as a whole by starting up schools, hospitals, food pantries, and soup kitchens.
That depends on the community, though.
 
@Anonymous Right. And it's on the theory that religion, in general, benefits society, that churches and other similar religious groups in the US (and likely other places) are given preferable tax status.
 
@Flimzy It gives some people spiritual comfort and hope for the future.
 
Sure, but I don't think that's the reason they get tax preference :)
At least in the US, "spiritual comfort and hope for the future" are not generally or publically considered worthy of tax breaks.
But setting up homeless shelters, and caring for the poor probably are.
 
@Flimzy Except that churches get tax breaks whether or not they engage in those activities.
 
@Flimzy I think receiving a tax break for churches makes sense, because if a church has to pay taxes, then a churchgoer / member may have to pay 10% tithe to the church, which would then go to the government. In other words, more money than a person who does not go to church.
 
3:40 PM
@TRiG That is true.
 
@Anonymous I think churches should be treated like any other social club. If they want to run a charity on the side, that should be treated like any other charity (and audited as such, of course).
 
@TRiG: How would you define "charity?" In the US, churches "are" charities.
AFAIK, in the US, the rules are basically: You can't make a profit, and you can't engage in political campaigns.
If you meet those rules, you can qualify as a non-profit organization, and get tax-exempt status.
(I'm sure there are a lot more i's to dot and t's to cross, but that's the basic concept)
 
@TRiG in fairness, they aren't actually giving money to the company, they aren't making them PAY taxes
so the article itself is a little dishonest too
that said, I won't be going near that place any time soon, sounds awful
 
@TRiG The local community church in my neighborhood, affiliated with the United Church of Christ, used to operate a food pantry completely, but the job became too big and they started an independent non-profit organization for the food pantry.
That happened only three years ago.
I think that's the only food pantry in the community. :P
 
@Flimzy you can (and should) make a profit), but there is a cap on how much profit you can make
 
3:49 PM
@Flimzy A long time ago, peasants would put up grain in the tithe barn. Some of the grain would feed the clergymen. I suppose that's a "profit".
 
common misconception about non-profit finance
 
@Flimzy There were popes who engaged in military war campaigns.
 
my dad is a career non-profit CFO
 
@AJHenderson From an IRS standpoint you can't make a profit. You can have a net gain in the bottom line from one year to the next, but you can't pay shareholders a dividend.
 
and possibly soon to be the first ever male CEO of a Girl Scouts chapter
 
3:51 PM
@Anonymous What on God's green earth does that have to do with the price of beans in China?
 
it's still a profit if you make more than you bring in even if it has to be used in a restricted manner
you can't invest in hope of a return for a non-profit
 
@AJHenderson I guess... depending on one's definition of "profit" :)
 
yeah, if you are looking at it from the organizational or investor perspective
non-profits don't have investors, they have supporters
and a ton of non-profits are managed horribly from the financial side
 
Zoe
From a teacher's point of view, profit = sale price - cost price
 
lots of very mission oriented people with no clue about proper finances
or the fact it still has to operate as a business
 
3:55 PM
Zoe: what matters is the perspective of those two prices.
 
Zoe
It does not matter if the profit is then pumped in as additional cost price.
 
Zoe: From the IRS's standpoint, the "sale price" cannot exceed the "cost price"
 
Zoe
cost price includes the salary of whoever is working
 
Zoe: But from within the organization, you can play all sorts of games with the numbers.
 
3:56 PM
@Flimzy that is incorrect
"none of its earnings may inure to any private shareholder or individual"
the business can make money, it just can't give that money to investors
 
@AJHenderson: So in effect, a capital gains?
 
though there are tricks to work around that, such as stupid salaries
 
Of course, there are always tricks--played by NPOs as well as for-profit corporations
 
the business can be profitable, it can't transfer that profit to investors
 
So what happens to the profit?
The value of the company simply increases
correct?
 
3:57 PM
the profits must remain in the company, though the company can choose to do things like giving it to other organizations
paying a dividend is a cost too
 
Zoe
@AJHenderson Yes
 
granted, my Dad knows the exact terminology far better than I :)
 
Zoe
I do think, all NPOs should and are advised to break even.
 
@Zoe my dad's advice is to do better than break even, you want cash on hand
especially in a non-profit where finances are highly variable
 
I don't want cash on hand... I want the Ferrari!
 
3:59 PM
so you want to operate on higher levels of reserve
and you get reserves by operating at a profit
 
Zoe
Well, that's true. But as NPO, sometimes it is hard.
 
profit also allows you to grow your non-profit as you grow your reserve
yes, the hardest part of my Dad's job is getting the objective focused people in a non-profit to pay attention to the financial needs of the organization
 
Zoe
Also, it increases the risk of controversy. of course, any publicity is good publicity ;)
 
but with the girlscouts for example, his sales pitch was that he'd cover his own salary within a year of starting
he did it in 6 months
 
Zoe
@AJHenderson That is great
 
4:02 PM
actually, intelligent supporters tend to look for non-profits with good finances
if a non-profit is showing a mild profit and expanding reserves, it means that they are making good use of the money normally, especially if their objective to administrative ratio is good
those are the two key descriptors I look at when evaluating a non-profit
 
0
Q: Why do people say things like "Obviously there must be a creator"?

a20It's not obvious at all, and it's so odd that in this modern day and age thousand-year old superstitions are still going strong - whether Abrahamic religions like Judaism, Christianity or Islam or Indian religions like Hinduism, Jainism or deity worshiping offshoots of Buddhism such as Taoism etc.

 
Zoe
@AJHenderson Have you heard of therandomact.org ?
@AJHenderson Glimpse this page therandomact.org/getinvolved/randomacts
Of course, that NPO is major successful because of 1. Intelligent idea and 2. Founded by an actor who rose from poverty
I am pretty sure they profit but they have large costs as well. And the reserves are used to fund kind acts by fans.
 
yeah, another fun statistic, I forget the exact numbers, but for the girlscouts, something like 60% of their operating revenue comes from 2 weeks of cookie sales every year
try managing an entire business primarily on 2 weeks of unpredictable profit levels per year
 
Zoe
@AJHenderson Could you furnish the website?
 
without having a reserve
it isn't on a website
that's information direct from my father
 
4:08 PM
@AJHenderson: What is the distribution of cookie sales income? Clearly there's a cost involved... how much goes to the individual girlscout, or her own chapter (or club or whatever it's called), how much to the organization as a whole, etc?
 
@Flimzy the costs are pretty low, it's actually a pretty good fundraiser. I forget exactly, but I believe it is upwards of 80% goes to the girlscouts
most of it goes to the council level
but some of it does go to the troop and national level too
 
Handy
I only wish the GS sold something I wanted... :P
 
and sadly a small portion does disappear at the troop level
 
I hate it when the cute neighbor girl asks me to buy something I don't want to eat.
 
as in, sales that don't get turned in by leaders but rather disappears in to their pockets
it's pretty rare, but more common than you'd like
like >1% as I recall
 
Zoe
4:11 PM
I mean does your dad's NPO have a website?
 
but that's also one of the things they've been working on cracking down on
 
@AJHenderson: With those numbers, maybe the GS could teach something to Washington about shrinkage :)
 
I believe that's the council he works for
 
@AJHenderson: p2p? Can I download movies there???
 
yeah, that's the one
@Flimzy maybe some instructional ones
 
4:13 PM
hehe
 
it is a larger girlscout council. Two councils combined in to one
and that is the combined council
before that he worked for the NY State Farm Beaureau, before that, a medical research non-profit that fired him for saying they couldn't spend money the way they were without going out of business (they went out of business less than two years later), before that Youth for Christ, before that the Health Care Association of New York State
 
Zoe
@AJHenderson Wow, your father has a big heart
 
yeah, but he's also been paid pretty well along the way for most of the jobs
still less than he could have been making, but a much more fun and rewarding career as well
and as a CFO, he still was never making bad money other than YFC
YFC he had to stop because YFC made people raise their own funds and nobody wanted to donate to the office staff
so after going through a large portion of my parents personal savings and still making under $20k a year from supporters, he had to pull the plug on it
but he's also pretty good at his job. He was with HANYS for almost 20 years and that is a several hundred employee trade organization for all the hospitals in NY and with relationships to the other hospital trade associations in the US. He was making low 6 figures as their CFO
but again, he probably would have made 50% to 100% more for a similar size organization in the private sector
 
Zoe
@AJHenderson Sounds like missionaries in Israel
@AJHenderson Thats true
Wednesday prayer meeting service shared about how missionaries in Israel operated. The missionaries dont get money every month and have to raise fund to give to the mission centre
something like that
 
@Zoe that sounds like the opposite of YFC
it's fairly typical for missions organizations to have a portion of the money that missionaries raise go to the support organizatino
because the support organization generally has far more trouble raising financing
 
Zoe
4:26 PM
@AJHenderson the raising fund part themselves is similar
 
normally missionaries raise their own funds
but often part of it goes to the support group
in the case of YFC, it pretty much all goes to the missionary directly
 
Zoe
Idk, there seems to be no failsafe in that. Of course, God provides.
 
non-profit finance is hugely variable though and really crazy compared to private sector finance in a lot of ways
that's also part of why my Dad stayed in that overall sector
 
Zoe
@AJHenderson Yea, totally understand NPOs. NPOs with bad publicity often add to the variability of other NPOs indirectly.
@AJHenderson Which part..?
 
@Zoe non-profit finance in general
I mean, his career varied pretty wildly within non-profits
but NPOs is his specialty and he knows them very very well
I actually learned business and NPO finance better than personal finance at first, which actually lead me to making some financial mistakes early on
because I was used to thinking of several thousand dollars as a relatively small amount of money that you simply go out and ask people for in NPO finance, but in personal finance, a few thousand dollars is much larger
 
Zoe
4:34 PM
@AJHenderson True
 
It's time for me to salsa dancing!
 
I realized that around the point I hit $9000 in debt during my senior year of college and ran out of no-interest cards to roll it to
 
Zoe
@Flimzy Plz no.
 
@Zoe ??? Why not?
 
luckily, as a software developer who was living at home, it didn't take that long to get out of it when I started working, but it still took the better part of a year
 
Zoe
4:41 PM
So I am going to find a mandarin/english parallel NKJV Bible
any idea where I can get a nice one with a medium size print?
 
@Zoe The answer to "Where can I find ____?" is always "amazon" in the US. I don't know about for you, though.
 
@Flimzy I was just saying that the church has engaged in politics before.
 
@Anonymous That has nothing to do with the definition of a non-profit organization in the US, though.
 
 
3 hours later…
7:47 PM
@AJHenderson I think "non-profit" hospitals make good use of that and other tricks. Running a hospital is seriously one of the most profitable things you can do.
 
8:16 PM
@El'endiaStarman yes and no, when you consider how large the organizations are and how much the administrators have to run, the salaries aren't actually that huge. That said, they do often have too many layers of administration
but the amount the top people get paid really isn't generally out of line with norms
but there are scam charities out there that give like 90% of their income to "operating costs" which primarily consist of funneling the money in to the pockets of the people running the "charity"
even some popular ones are notoriously bad. Like MDA (muscular dystrophy association) which is famous for its telethons and Fire fighter boot drives only gives something like 40 cents of every dollar towards actually finding cures and treatments for Muscular dystrophy
over 60 cents of every dollar goes to raising more money and paying operating expenses
to say nothing of the outright scam ones (but yet still legally operated) where it is less than 4 cents of every dollar being put to use
 
 
1 hour later…
9:44 PM
@Flimzy It's just a comment. Never mind.
 

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