> For Methodist's latest attempt to garnish wages, Barrett appeared in court in January. Barrett had fallen behind on her $40 per month payments after she quit her job to care for her ill sister, who passed away in November of cancer. Barrett wanted to reinstate the $40 monthly payment, but one of Methodists' attorneys pushed for the payment to be increased to $100. The judge agreed.
Since the increase, Barrett has made payments using payday loans, which have an effective annual interest rate of more than 240%.