@Muro I guess that didn't come across when I read it. After talking about the performance of stocks and gold and how Dave recommended the opposite of Gary he said: "Dave Ramsey is a purveyor of false hope. He never changes. He never learns." Maybe Gary spent his time making too many points to have a clear message. Spending time critiquing the market performance made me think it wasn't Gary's main point that Dave Ramsey shouldn't criticize other books he hasn't read.