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packs
packs
03:25
@AviD Yeah, I saw that post, waited around on Chat for you to show up so I could be an asshole. Then after a few days actually read the rest and figured it out
 
5 hours later…
Iszi
Iszi
08:17
Anyone know what U.S. banks offer two-factor authentication? (Would that be okay as a question here?)
Iszi
Iszi
08:43
@RoryAlsop Thanks for the spell-fix on my MiFi question. I hope my comment to your answer made sense.
 
3 hours later…
Rory Alsop
Rory Alsop
11:20
@Iszi Pretty certain Citizens does
@Iszi No worries - I usually sort spelling as and when I see it. And yes, your comment was grand - made perfect sense, I think it is an unlikely one - but still some possible attacks (due to users not paying attention)
 
1 hour later…
packs
packs
12:43
@RoryAlsop Citizens would depend a whole lot on exactly which Citizens you're talking about.
None of the Citizen's banks I've seen are anything more than small town locals.
 
1 hour later…
Iszi
Iszi
14:11
@RoryAlsop Thanks for the input. Do you think it would be a good question to post here?
packs
packs
@Iszi I think that specific question would be too localized. I wonder how it could be made more generic
Iszi
Iszi
I just got done writing a nice little rant to my bank about how I couldn't believe that two-factor authentication was already available for something so relatively trivial as an online gaming account (i.e.: World of Warcraft) and yet they don't seem to offer it!
packs
packs
There were some banking regulations from a few years ago that required all kinds of interesting stuff for online banking
Iszi
Iszi
@packs Yeah, a Google for "bank two factor authentication" turned up some articles about a regulation that was supposed to hit in 2006, underneath several papers by Bruce Schneier.
packs
packs
I have a love/hate relationship with Schneier.
Iszi
Iszi
14:14
Thing is, I think the "regulations" were actually "recommendations" from some watchdog organization. Problem with watchdogs is they're too often all-bark-no-bite.
packs
packs
He is a goddamn brilliant cryptographer.
And..that's..about..it.
@Iszi We also have so many different types of banking institutions that are all regulated differently too.
Iszi
Iszi
@packs Yeah, but you'd expect the bigger ones to have their feces in proper alignment.
packs
packs
The credit union I belong to put in place, around that time, lots of weird wonky stuff that was clearly the poor man's two-factor.
Iszi
Iszi
@packs Like challenge questions alongside username/password authentication? I heard some have done that.
packs
packs
And pictures and the like.
Along with a captcha.
Iszi
Iszi
14:17
@packs I can sort of see your point, but at the same time the U.S. does comprise a big portion of any Internet audience.
@packs Yeah, everything still in the "something you know" category it seems.
packs
packs
I wouldn't necessarily call it two factor, since it's still using only 'what you know', but it several layers of disconnected authentication.
Iszi
Iszi
@packs Captcha's not another factor for authentication, it's a bot deterrent - and becoming less effective at that every day.
packs
packs
I agree.
Rory Alsop
Rory Alsop
14:57
@Packs - yeah the Citizens that is a good sized piece of RBS Group
They have various forms of 2 factor
in fact all the banks I deal with have 2 factor at least as an option
packs
packs
Most of the banks I've dealt with have been small town events.
As in, my home town was <10k residents and half the area bank's founders had their grandsons in my high school graduating class.
Rory Alsop
Rory Alsop
gotcha
right gotta go - playing a gig tonight, so soundcheck's in an hour. Catch you guys later!
(my other life :-) )
packs
packs
What do you play?
 
7 hours later…
Iszi
Iszi
22:14
Bah... stuck at work late, waiting for a vulnerability scan to wrap up. :-(
 
2 hours later…
packs
packs
23:56
@Iszi Yeah, my puppetmaster was going all wonky, so I ended up being a little late with it.
What do you use for vam?
Iszi
Iszi
@packs VAM? Can't say I've heard that term before.
I presume it has something to do with vulnerability scanning?

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