Discussion on answer by Robert Harvey: Are bad programming practices typical within the software industry?

@JörgWMittag I don't see that Robert's definition (one that I happen to agree with) is really at odds with Ward's article - there's good debt: low-interest, repaid with little fuss because the code is clean and easily refactored when necessary - and there's bad debt: high-interest, and baseball-bat-to-the-knees penalties when it comes time to refactor or modify behaviour - Ward (and all developers) may want to see only good debt, but there is plenty of bad debt out there caused by bad decisions and short-term thinking