I was in a similar situation: My employer required TOTP for some purposes and I refused to acquire a smart phone for this. I found a solution. It wasn't pretty and head of security would have gone ballistic if they got word of it, but fortunately they never did. Here goes:
memorize your secret
w...
sure, you are kinda required to use TOTP on every single site that supports it, so start memorizing a hundred TOTP secrets... good luck with that!
you have lots of free password managers, you have countless libraries for generating OTP, gnupg, openssl, and countless libraries for encryption, hardware tokens... and the solution he comes with is "just memorize the secret"...
I really thought he was going to say "... and memorize the algorithm too. It's not too complicated so you should be able to derive the six digit codes on paper."
it's not just bitcoin... money, land, sheep, employees...
the more you have, the easier to make more
money, for example... if you have just enough to survive, you cannot risk doing something different and making 20% less while trying to make 20% more. but if you have spare money, you can invest on different things and end up making more
Our entire economy is based on positive feedback loops
When someone says "The rich get richer and the poor get poorer" I'm like how on earth is that surprizing to you?
the media, which is funnily enough owned by rich people, try to sell people the idea "if you start a business, you too can get rich" and then show some kid who made tons of money as stay-at-home astronaut or some bullshit
I was reading about the VOC (aka Dutch East India Company) the other day... it started very small, iterated a few ideas, snowballed for being the largest company ever
Completely ignoring the fact that most companies crash and burn
But this really isn't there to help you get rich. It's there so rich people can justify their enormous wealth to you, suggesting that the reason they earn more in a second than you earn in a year is because you're just lazy
It has nothing to do with things like having connections to other rich people, being a complete psychopath, etc...
for them, putting a million dollars on a promising startup won't hurt even if they lose money 9 out of 10 times, because that one successful one will pay back 100:1...
I once saw a Math teacher for a PhD program at some nice Uni, I don't remember which one... he bet at horse races. he said "I know I am throwing my money away, it's not an investment, it's a pastime... You go see a movie and spend $50, I go to horse races, see beautiful women, have some fun, and spend $50... You can never ever recover those $50, and probably me neither"
there was a study on lottery winners, and in 10 years almost every one of them were poorer than before
I was talking to my wife one of those days about restaurant ratings on google maps... the nice ones, where rich people dine, is full of one-star ratings because of insignificant details, and those where poor people dine isn't that bad
there's a restaurant here that a pizza costs $80 on average (the minimum wage worker here makes $50/day), and people gave 1 star because "the border wasn't crusty enough"
and there's another one close to me were a large pizza costs $10, and it's full of 5-stars... and you have to eat standing (there are no tables), and there's only one kind of pizza, the mozzarella tomato sauce one
Valentina Pizzaria... this is one of the best pizzas I ever had, they earned some prizes, and some years ago they got the "Best Pizza in Brazil" prize... and got 4.5
my wife still talks about that pizza, and asks about getting the kids there too... I was like "no way, we would spend the entire rent money on pizza, let us eat there, and let the kids eat pizza hut, they won't know the difference"
I have promised myself to start writing some stuff on linkedin... so here's my first article: https://www.linkedin.com/pulse/serious-your-password-mauro-cesar-souza